Maybe you’re ready…this is the year! You’ve got your heart set on the home of your dreams, and you’re resolved to make it a reality in 2022. The good news is that purchasing a home is a great goal, and if you take the time to put in a bit of preparation and focus, you can be poised to make a fantastic practical and fiscal decision. Let’s talk about the best ways to be the most successful homebuyer in the New Year.

1. Find a great real estate agent

These days, there can be a temptation to DIY your home purchase. There are so many options popping up that claim to help you avoid fees and skip the real estate agent’s role in your home buying experience. However, it’s not a great idea. A real estate agent has experience and education on her side. She goes in as an advocate for you, ensuring that you get the best possible price for your current home and a great deal on your new one. Some homes may not show to a potential buyer without an agent. If you’re negotiating on your own behalf, you are at a much greater risk for emotional (and questionable) decisions. Find an agent you trust and who comes recommended, and let the pros do what they do best!

2. Don’t wait

Current projections show 2022 will be a busy year for buying and selling! Make sure to do some strategic planning about where and when you’d like to purchase your home, so that you’re not caught in the middle of a buying bubble. Get ready now so you can act quickly when the time is right.

3. Save money for a down payment

The larger your down payment, the more money you’ll be able to save on your monthly payment and your overall mortgage in the long run. Determine how much time you have before you’re ready to purchase your home, and set some aggressive financial goals in the meantime. If you pay attention to small and large expenses, you’ll be poised to save some serious cash. There are tons of tips available about maximizing your savings in the short run so you can afford more.

Enjoy the ride!

No matter when you’re ready to purchase your home in 2022, you’ll be much better equipped for a successful transaction if you take the time to prepare. Visualize the home of your dreams, and you’ll be sure to stay motivated!